Clerk Cum Cashier – How to become a Clerk Cum Cashier
Bank Clerk time also known as a Clerk cum Cashier is an employee of the banking organization who is apt to take care of the day-to-day financial transactions of the banking and other financial organizations.
With the globalization and expansion of financial services throughout the world there is a great demand for new banking and other financial institutions to meet the ever-increasing demand for financial services not only in the private sector but also in the public sector.
Although not an authoritative post yet it has its own importance in the banking system. It is a highly sought-after career among the average students because of the good work culture and other facilities like the home loan at a low rate, lesser working hours, and relatively good salary than those who are working in non-financial organizations. Besides all these facilities those who are talented can climb the ladder by taking some internal tests and or by showing their performance in their respective fields.
But all these extra facilities are not a bonus to these professionals, in return, they have to be extra responsible than their counterparts in other organizations as these professionals have to deal with the liquidity, so they have to be extra vigilant with their work otherwise they may have to pay for their mistakes themselves. Being a public dealing post, one has to be on its toes at all working hours as he/she has to satisfy the clients not only with its accuracy but also with the speed of the work to be done.
Thus to become a bank Clerk one has to be really dedicated and hardworking. The job of a Clerk-cum-Cashier demands intensive knowledge of every aspect of the work done by him to avoid any kind of mistake. For this one should have the capacity to work hard with commitment and honesty. The job requires a lot of hard work and alertness of mind
Minimum educational qualification for Clerical Jobs in Banks varies from organization to Organization.
- Pass in Senior Secondary Examination (10+2) or equivalent recognized examination. With at least 50% OR Graduation for those who have not secured the required % of marks in the previous qualifying exams.
- Some multinational financial institution like HDFC, ICICI, SBI, etc. demands first class graduates for the post of Clerk-cum-Cashier in their institutions.
Other Eligibility Conditions
Working knowledge of computer applications like word, excel and other basic function is essential for some organizations.
The age limit set by most of the institutions lies between 18-27 yrs for the post of Clerk Cum Cashier.
Bank Clerk Required Skills
- They should have a friendly personality and be relaxed and chatty.
- Bank Clerk possesses the ability to work under pressure.
- They also have sales skills, IT, and numeracy skills.
- They should also be able to pay attention to detail.
How to become a Bank Clerk?
To become a Bank clerk or Clerk-cum-Cashier one has to follow the given steps:
Various Banking Service recruitment boards keep on announcing about the Bank Clerk Exam to be taken by them for filling the post. The aspirant has to enroll themselves for these tests by filling out the requisite form along with the demanded document and fee from time to time.
After clearing the written test comprising of (i) Mathematics (ii) Mental Ability (iii) Clerical aptitude and (iv) English one has to go for the personality test/skill test in some organization.
After selection, they are supposed to undergo some on-the-job training before finally handling work independently.
However, some private financial institutions like ICICI Bank, etc. arrange walk-in interviews for these posts instead of all the above processes.
Bank Clerk Job Description
As a bank clerk, you have to support banking activities through a wide range of administrative and customer service tasks. A bank clerk’s main duties are:
- Process Customer Transactions
- Answer Visitor Questions
- Direct Customers to Bank Personnel
- Verify Personal and Financial Information
- Maintain Customer and Financial Data
- Support Cash Management Activities
Bank Clerk Career Prospects
For hardworking and dedicated persons there is enough scope to reach the higher echelons of the banking sector besides good financial returns. According to an estimate, with the growing globalization and opening of the world market to one and all, India would need nearly 100000 clerks- cum- cashiers by the end of 2010.
Bank Clerk Salary
In a public sector bank, one can get as good as Rs.25,000 to Rs.35,000 whereas in a private sector one could get from Rs.30,000 to Rs.40,000 per month along with the other incentives and facilities provided by them.